FinZor Payment Services

Terms and Conditions

Office address: Unit No: 4305, DMCC Business Centre, Level No 1, Jewellery & Gemplex 3, Dubai, United Arab Emirates

Terms and Conditions Last Updated: May 25, 2023

Terms of website use

These terms of use (together with any referenced documents) explain the conditions under which you may use our website (the “Site”), whether as a guest or a registered user. Use of the Site includes accessing, browsing, or registering to use the Site. By using the Site, you confirm your acceptance of these terms of use and agree to comply with them. If you do not agree to these terms of use, you must not use the Site.

Please read these terms of use carefully before you start to use the Site. We may modify these terms of use at any time without notice. Any changes will be effective immediately upon posting to the Site. Your continued use of the Site after any modifications constitutes your acceptance of the new terms of use.

Limited Right to Use

The content and materials provided on this website are the property of the company and are protected by copyright laws. Users may access, view, download, or print materials from the website solely for personal, non-commercial use. Users must keep all copyright and proprietary notices intact. Any copying, distribution, modification, republication, uploading, posting, or transmission of the materials in any form or by any means beyond personal, non-commercial use is strictly prohibited without prior written permission from the company.

The company may update the website and its content at any time without notice, and is not responsible for any errors or omissions in the content.

Unauthorized use of the company’s website or systems, including but not limited to unauthorized entry, password misuse, or misuse of any information posted on the website, is strictly prohibited. Not all products and services may be available in all geographic areas, and eligibility for specific products and services is subject to final determination by the company or its affiliates.

Links To Other Web Sites

Links to other websites or services may be provided on this website for your convenience. However, by providing these links, we are not endorsing, sponsoring, or recommending such websites or the materials, products, or services provided by them. We are not responsible for the materials, services, or other situations at or related to or from any other website or service, and make no representations concerning the content of sites listed in any part of this website.

Consequently, we cannot be held responsible for the accuracy, relevancy, copyright compliance, legality, or decency of material contained in sites listed in any search results or otherwise linked to this website. For example, if you “click” on a banner advertisement or a search result, your “click” may take you off this website. This may include links from advertisers, sponsors, and content partners that may use our logo(s) as part of a co-branding agreement.

These other websites or services may send their own cookies to users, collect data, solicit personal information, or contain information that you may find inappropriate or offensive. In addition, advertisers may send cookies to users that we do not control. We reserve the right to disable links from any third-party websites or services to this website.

We advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit. Please note that our terms and conditions and privacy policy only apply to our website and do not govern any third-party websites or services. You should review the applicable terms and policies of any third-party websites or services before providing any personal information or using any services.

Account Registration 

In order to access certain features and services on this Site, you may need to create an account and provide certain personal information. By registering for an account, you agree to provide accurate and complete information about yourself and to promptly update such information if it changes. You are solely responsible for maintaining the confidentiality of your account credentials, including any username or password, and for all activities that occur under your account. You must immediately notify the Site if you suspect any unauthorized use of your account or any other security breach. You understand and acknowledge that the Site is not responsible for any unauthorized access to, or alteration of, your transmissions or data, or for any material or data sent or received, regardless of whether the transmission or data is authorized by you.

Protection of Account Information

We take the security of your account seriously and expect you to do the same. It is your responsibility to ensure that you do not share, disclose or in any way compromise any membership numbers, passwords, pass codes or memorable words. You must take care when entering details to ensure you are not being overlooked, and you must not write any login information down.

If you choose, or you are provided with, a user identification code, password, or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party, and we reserve the right to disable any user identification code or password, whether chosen by you or allocated by us, if we believe that you have failed to comply with any of the provisions of these terms of use.

If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at our designated email. We recommend that you change your password immediately if you suspect that it has been compromised.

To protect your Account from unauthorized access or use, we recommend that you take the following precautions:

  • Do not write down or store your access credentials in an unsecured location;
  • Use a unique and complex password for your Account;
  • Change your password periodically or if you suspect it has been compromised;
  • Be cautious when entering your password in a public or shared setting, to avoid being overlooked or recorded by others.

By accessing our services, you agree to comply with these terms of use and any other policies or guidelines we may provide from time to time.


We understand that sometimes circumstances may arise that require the termination or suspension of your access to our services. Therefore, we reserve the right to terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. In the event of termination or suspension of your access to our services, your right to use the Service will immediately cease. We will not be liable to you or any third-party for any termination or suspension of your access to our services.

That being said, we also recognize the importance of transparency and fairness in our dealings with our clients. Therefore, we will make every effort to provide you with notice and explanation in the event that your access is terminated or suspended. We will also provide you with an opportunity to address and rectify any breaches or issues that may have led to the termination or suspension of your access to our services.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability. We take the protection of our intellectual property and other assets seriously, and we will enforce our ownership and other rights to the fullest extent permitted by law.


We understand that your use and access to our services may sometimes result in unforeseen issues or claims arising out of your use of our services. Therefore, you agree to defend, indemnify and hold harmless our company and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees), resulting from or arising out of a) your use and access of the Service, or b) a breach of these Terms.

We take our obligations to our clients seriously, and we will do our utmost to provide you with a seamless and secure experience when using our services. However, we cannot guarantee that there will never be any issues or disputes arising out of your use of our services. Therefore, we require that you agree to indemnify us and hold us harmless from any such claims or issues that may arise out of your use of our services.

No Warranty

The information and material presented on this website, including but not limited to text, graphics, links, and other items, are provided on an “as is,” “as available” basis. The company does not warrant the accuracy, adequacy, or completeness of the information and material presented on this website and expressly disclaims liability for any errors or omissions in this information and material. No warranty of any kind, whether implied, expressed, or statutory, including but not limited to warranties of non-infringement of third-party rights, title, merchantability, fitness for a particular purpose, or freedom from computer viruses, is given in conjunction with the information and material available on this site.

The company shall not be liable or responsible for any errors or omissions in the content presented on this site. Users are strongly advised against acting or relying solely on information or material presented on this site, particularly with regard to investment decisions. Users must independently verify the accuracy of all such information and material before acting or relying on it or making investment decisions in connection therewith. The company assumes no responsibility or liability for any consequences arising from any user’s reliance on information or material presented on this site.

Limitation of Liability

The following terms of use govern your use of this website. Nothing in these terms excludes or limits our liability for death or personal injury resulting from our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by law.

To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to the Website or any content on it, whether express or implied.

We and our employees, officers, directors, shareholders, affiliates, agents, representatives, licensors, suppliers, and service providers will not be liable to you for any indirect, incidental, consequential, special, exemplary or punitive damages of any kind, whether in contract, tort (including negligence), breach of statutory duty, misrepresentation (whether innocent or negligent) or otherwise, even if foreseeable. This includes damages for loss of profits (whether direct or indirect), sales, business or revenue, loss of use, loss of data, loss of other intangibles, business interruption, loss of anticipated savings, loss of business opportunity, goodwill, or reputation, loss of security of submissions or other materials or information you have provided in connection with your use of the Website, or unauthorized interception or any such materials or information by third parties.

We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Website or to your downloading of any content on it or on any website linked to it.

We assume no responsibility for the content of websites linked on the Website. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.

While we make every effort to maintain the integrity and security of the Website and the servers from which it is operated, we do not guarantee that the Website will be or remain secure, complete or correct, or that access to the Website will be uninterrupted. The Website may include inaccuracies, errors and materials that violate or conflict with these terms of use.

You agree to defend, indemnify and hold harmless us and our employees, officers, directors, consultants, shareholders, affiliates, agents, representatives, licensors, suppliers, and service providers from and against all claims, losses, costs and expenses (including attorneys fees) arising out of your use of, or activities in connection with, the Website, or any violation of these terms of use by you.


It is your responsibility to ensure that your information technology, computer programs, and platform are properly configured to access our website. To ensure the security and safety of your device, you should use your own virus protection software as we do not guarantee that our website will be bug or virus-free at all times.

Any attempt to knowingly introduce viruses, trojans, worms, or other malicious or harmful material to our website is strictly prohibited. You must not attempt to gain unauthorized access to our website, the server on which it is stored, or any server, computer, or database connected to our website. Additionally, you must not attack our website through a denial-of-service attack or a distributed denial-of-service attack. Such actions are considered criminal offenses under the UAE Federal Decree-Law No. 5 of 2012 on Combating Cybercrimes. If we become aware of any such breach, we will report it to the relevant law enforcement authorities and cooperate with them by disclosing your identity. In the event of a breach, your right to use our website will be terminated immediately.

Governing Law

These Terms and Conditions of use are subject to the laws of the UAE. By accessing this website, you agree to be bound by these Terms and Conditions, and you acknowledge and agree that the UAE Courts shall have exclusive jurisdiction over any matter or dispute that may arise out of this website or these Terms and Conditions.

It is important to note that this website is intended for use by individuals located within the UAE. If you choose to access this website from other locations, you are solely responsible for complying with all applicable local laws and regulations. We make no representation that the content of this website is appropriate or available for use in other locations outside of the UAE. Any access or use of this website from locations where such access or use is illegal or prohibited is strictly prohibited.

Furthermore, we reserve the right to modify or update these Terms and Conditions at any time without prior notice. It is your responsibility to review these Terms and Conditions periodically to stay informed of any changes. Your continued use of this website after any modifications to these Terms and Conditions shall constitute your acceptance of the revised terms.

In the event that any provision of these Terms and Conditions is held to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect. Our failure to enforce any right or provision of these Terms and Conditions shall not be deemed a waiver of such right or provision. These Terms and Conditions constitute the entire agreement between you and us regarding the use of this website and supersede all prior agreements and understandings, whether written or oral, regarding the subject matter hereof.

Modifications to these Terms

Our company reserves the right to amend or update these Terms of Service from time to time. Any changes made to the terms will be effective immediately upon posting of the revised terms on our website. In the event of any material changes to the terms, we will make reasonable efforts to notify you at least 30 days in advance of the changes taking effect. We reserve the right to determine what constitutes a material change at our sole discretion.

By continuing to access or use our Service after the revised terms become effective, you acknowledge and agree to be bound by the new terms. If you do not agree to the updated terms, you must stop using the service. Please note that your continued use of our Service after any such modifications or updates indicates your acceptance of the revised terms.

Contact us

If you have any questions, comments, or concerns regarding these Terms, please contact us through our email. We will make every effort to respond to your inquiry in a timely and professional manner.