FinZor Payment Services
Secure Customer Authentication (SCA) helps protect cardholders from online fraud, but inevitably introduces friction into the checkout process. If your business has lots of low-risk transactions, TRA can help you get SCA exemptions – and find the sweet spot between fraud risk-management and improving sales.
Online fraud is a tricky problem to tackle. To help fight back against fraudsters, extra security checks in the form of SCA are part of the process when your customers shop online. SCA reduces fraud rates but can also increase cart abandonment, as some shoppers bail out before they checkout.With Transaction Risk Analysis, you can get SCA exemptions for low-risk online transactions up to €500*, which means a frictionless checkout for cardholders and increased sales for your business.*For other currencies, value is up-to-date converted amount equivalent to €500 at time of transaction
With Elavon TRA, we request SCA exemptions from the issuer on your business’ behalf after the Elavon risk engine performs transaction risk analysis.
With Outsource TRA, you tell Elavon exactly which payments to flag for TRA exemption, using your own risk-rating tool. We then send your exemption requests to the issuer.
The sky’s the limit for over 100 airlines worldwide that partner with Elavon for speedy, secure payments systems.
Alternatively, with Outsource TRA from Elavon, you can tell us exactly which payments to flag for exemption by using your own risk-rating tool.*A soft decline is the request for the cardholder to authenticate themselves using 3-D Secure for transactions under €500. For countries using other currencies, value is up-to-date converted amount equivalent to €500 at the time of the transaction.
TRA is easy to implement as part of your existing ecommerce infrastructure, making the payment process simple and secure for your business and your customers.
TRA is also attracting ndustry accolades: